Terms of Service
Equilibrium Enterprises, Inc. Terms of Use
Welcome to Habits2Goals! Habits2Goals website is offered by Equilibrium Enterprises, Inc. (hereafter "Habits2Goals") and hosted on the Substack platform (the "technology provider" or "Substack"). By using this website, reading its blog, accessing the newsletter you subscribed to, or any associated services from Habits2Goals, you agree to these Terms of Use included hereunder.
Please read them carefully. If you do not agree to the Terms of Use, do not use the Habits2Goals publication website or any of its connected services, including any technology solutions Habits2Goals provides.
TERMS SUMMARY: Here’s a quick overview of Habits2Goals Terms:
By using the Habits2Goals website, newsletter, or services, you agree to these Terms of Use.
Habits2Goals Content is for informational purposes only and does not constitute legal, financial, or any other professional advice.
Coaching, training, courses and workshops are separate from your Substack subscription and have their own terms.
You are responsible for your own decisions and actions based on our content.
Liability is limited to the total fees paid in the three months before a claim arises.
We provide content "as is" without warranties of accuracy or suitability for a particular purpose.
No refunds are available for subscriptions, except where required by applicable law.
All disputes will be resolved by binding arbitration under California law, administered by the American Arbitration Association in San Diego County, California.
For full details, please read below.
Agreement
By using this website, reading its blog, accessing the newsletter you subscribed to, or any associated services from Habits2Goals, you agree to these Terms of Use included herein (the "Terms of Use" or the "Terms"). The Terms of Use constitute the entire agreement between you, the subscriber or user, and Habits2Goals. No other terms, verbal or written, will be applicable.Third-Party Terms
These Terms of Use are independent of and do not replace Substack’s Terms of Service, which apply separately to your use of the Substack platform.
The Habits2Goals website and Habits2Goals Content may contain links to other third-party services, websites, or platforms (the "Third-Party Content"). Third-Party Content is provided for convenience only. Equilibrium Enterprises, Inc. and Habits2Goals do not endorse, control, or assume any responsibility for the accuracy, legality, or content of external websites, services, or platforms linked from this publication. You should review and agree to third-party terms independently before engaging with such services.
No Professional Advice or Guarantees
All content provided by Habits2Goals, including, without limitation, blog articles, coaching insights, videos, podcasts, AI tools, legal templates, guides, digital products, and any other resources and services (the “Content”), is for informational and artistic expression purposes only.
No Guarantees: Habits2Goals provides general guidance on life, business, and career matters but does not guarantee specific results. Outcomes depend on individual circumstances beyond its control. See more details in section “Disclaimer of Liability and Liability Cap.”
Not Professional Advice: The Content does not constitute legal, financial, medical, or other professional advice. Users should consult qualified professionals before making decisions.
By using Habits2Goals Content or services, you acknowledge that you are solely and entirely responsible for any decisions, actions, or outcomes, advice or templates you use and how you use them. You assume all risks associated with applying Habits2Goals Content to your personal life, career, business, or any other endeavors.
Legal Templates
Habits2Goals may offer Content related to legal templates, articles on legal issues, AI agents to help you create some standard documents, but these are provided for informational purposes only. These templates do not constitute legal advice and are provided without warranties as to their accuracy, completeness, or suitability for any specific legal matter. Using a template does not create an attorney-client relationship between you and Equilibrium Enterprises, Inc. or Habits2Goals. You should consult a qualified attorney in your jurisdiction before relying on any Content, especially templates or AI Agents.
By purchasing or downloading a template, or using the AI agents created by Habits2Goals, you receive a limited, non-exclusive, non-transferable license to use it for your personal or internal business purposes only. You may not sell, distribute, or modify the templates for commercial purposes. Habits2Goals disclaims all liability related to the use of templates, and all sales are final, except as required by law.
Exclusion of Coaching, Training, Workshop and Course Services
Coaching services do not form part of a Substack subscription package. Coaching services are provided under specific coaching terms. You will find the coaching terms listed in the booking link, and you will be asked to agree to them before you can book your session(s). No liability relating to coaching services shall be applicable under these Terms.Disclaimer of Liability and Liability Cap
To the fullest extent permitted by law, Equilibrium Enterprises, Inc. and Habits2Goals disclaim all liability for any direct, indirect, incidental, consequential, punitive, or special damages arising from your use of the Content offered via Habits2Goals.
No Warranties: To the maximum extent permitted by applicable law, Content is provided “as is” and “as available,” without express or implied warranties of suitability, accuracy, completeness, enforceability, legal compliance, non-infringement, or results. No duty to update is offered.
Limited Liability: In no event shall Equilibrium Enterprises, Inc. or Habits2Goals be liable for damages related to:
Your use of or reliance on Habits2Goals Content.
Errors, omissions, or inaccuracies in any Content, including legal templates and AI-generated materials.
Security breaches, data loss, unauthorized access, or platform failures.
Third-party claims arising from your use of Habits2Goals Content.
Liability Cap: If liability is found, it shall not exceed the total fees paid by the claimant in the three (3) months preceding the event. If no fees were paid, Equilibrium Enterprises, Inc. shall have no liability whatsoever.
No Guarantee of Continued Access to Content: Subscribing to Habits2Goals does not guarantee that any specific type of Content will continue indefinitely. Habits2Goals reserves the right to modify, discontinue, or replace any Content at its sole discretion without prior notice.
Force Majeure: Equilibrium Enterprises, Inc. shall not be responsible for failures, delays, or damages resulting from events beyond its reasonable control, including cyberattacks, platform failures, government actions, acts of nature, or other force majeure events.
For the avoidance of doubt, the disclaimers in this Section 6 expressly apply to all Content, especially legal templates and AI-generated materials.
Refunds & Chargeback Policy
All sales are final. No refunds, exchanges, or credits will be provided for:
Subscriptions to Habits2Goals, including newsletter access and digital content.
Legal templates, AI-generated content, digital guides, and courses.
One-time digital purchases or downloadable content.
Any other digital products or services offered by Habits2Goals, except where required by applicable law.
No Trial Periods or Partial Refunds: Habits2Goals does not offer trial periods or partial refunds for unused portions of a subscription, digital product, or service. Once a purchase is made, it is non-refundable.
Chargebacks & Payment Disputes: By purchasing from Habits2Goals, you agree to waive your right to dispute charges with your bank or payment provider. If a chargeback is initiated, we reserve the right to:
Block access to all Content and services.
Pursue collection actions, including legal remedies, to recover the disputed amount.
Report fraudulent chargebacks to payment processors and relevant authorities.
Coaching & Service-Based Refunds: Coaching services are covered under separate terms, and refunds (if any) are governed by those terms.
Intellectual Property Rights & Limited License
Ownership & Copyright: All Content published on Habits2Goals, including articles, newsletters, videos, podcasts, coaching materials, templates, guides, AI-generated content, AI tools/agents, and any related resources, is the exclusive property of Equilibrium Enterprises, Inc. All rights are reserved.
Limited License for Personal & Internal Business Use: By accessing Habits2Goals, you are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Content for personal use or for internal business use within your wholly owned company. This does not grant permission to modify, republish, or distribute Content for commercial purposes or client-facing work.
Prohibited Uses: You may not:
Copy, modify, distribute, sell, sublicense, or create derivative works of the Content without prior written permission.
Remove, alter, or obscure copyright notices or proprietary rights statements.
Train, embed, or integrate the Content into AI models, machine learning systems, or automated tools.
Use automated bots, crawlers, or scrapers to access or copy Content from Habits2Goals.
Use Habits2Goals Content to create, market, or distribute competing products or services without prior written permission.
Enforcement: Unauthorized use may result in legal action. To report misuse, contact sales_AT_equilibrium-ent.com.
User Content and Moderation Terms
We believe in open discussions and diverse perspectives. However, to maintain a respectful space, we ask all users to follow these guidelines:
Respect Others: Engage in discussions with kindness. Harassment, hate speech, or personal attacks will not be tolerated.
No Spam or Disruptive Behavior: Keep conversations meaningful. Spam, misleading content, or disruptive behavior is not allowed.
Editorial Discretion: We reserve the right to moderate comments, remove content, or restrict access if behavior violates these principles.
Encouraging Open Dialogue: We welcome constructive feedback and different viewpoints, but please be respectful of all community members.
By submitting comments, testimonials, or feedback, you grant Equilibrium Enterprises, Inc. a non-exclusive, worldwide, royalty-free, perpetual license to use and publish your submissions.
Arbitration and Applicable Law
All disputes arising out of or related to these Terms shall be resolved exclusively through binding arbitration in San Diego County, California, under the rules of the American Arbitration Association. The arbitrator’s award shall be final and binding, and judgment on the award may be entered in any court having jurisdiction. These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles. Any claim or cause of action not subject to arbitration must be filed within one (1) year after such claim or cause of action arose, or it is permanently barred.
Opt‑Out. You have the right to opt out of this arbitration agreement by sending a written notice of intent to opt out to Equilibrium Enterprises, Inc. at sales_AT_equilibrium-ent.com within thirty (30) days of agreeing to these Terms. Failure to opt out within this period will constitute your acceptance of arbitration as the exclusive forum for dispute resolution.
Fees and Costs. The party that does not prevail in the arbitration shall bear all arbitration fees and costs, including the arbitrator’s fees and administrative expenses, ensuring that the prevailing party incurs no such fees.
Variation of Terms Variation of Terms Variation of Terms
Habits2Goals reserves the right to modify, update, or replace these Terms of Use at any time at its sole discretion. Any changes will take effect immediately upon posting on Habits2Goals. It is your responsibility to review these Terms periodically for changes. If you do not agree to the updated Terms, you must discontinue use of Habits2Goals and its services.Acceptance of Terms
By accessing, reading, or using any Content of Habits2Goals, you affirm that you have read, understood, and agree to these Terms of Use.
Contact Information:
Equilibrium Enterprises, Inc.
1804 Garnet Avenue #470
San Diego, CA 92109
Email: sales_AT_equilibrium-ent.com
Published on March 9, 2025.